上市银行 | 2007年新发放按揭贷款 | 2009年预计利润 | 房价下跌10%对净利润的影响程度 | 房价下跌20%对净利润的影响程度 | 房价下跌30%对净利润的影响程度 | |||||||
60%拨备情况 | 80%拨备情况 | 100%拨备情况 | 60%拨备情况 | 80%拨备情况 | 100%拨备情况 | 60%拨备情况 | 80%拨备情况 | 100%拨备情况 | ||||
工行 | 126104 | 144100 | -0.79% | -1.05% | -1.31% | -1.89% | -2.52% | -3.15% | -5.78% | -7.70% | -9.63% | |
建行 | 99849 | 123424 | -0.73% | -0.97% | -1.21% | -1.75% | -2.33% | -2.91% | -5.34% | -7.12% | -8.90% | |
中行 | 117150 | 95484 | -1.10% | -1.47% | -1.84% | -2.65% | -3.53% | -4.42% | -8.10% | -10.80% | -13.50% | |
招行 | 49755 | 36127 | -1.24% | -1.65% | -2.07% | -2.97% | -3.97% | -4.96% | -9.09% | -12.12% | -15.15% | |
交行 | 34313 | 37083 | -0.83% | -1.11% | -1.39% | -2.00% | -2.66% | -3.33% | -6.11% | -8.14% | -10.18% | |
中信 | 24363 | 27616 | -0.79% | -1.06% | -1.32% | -1.91% | -2.54% | -3.18% | -5.82% | -7.76% | -9.70% | |
深发展 | 17477 | 6174 | -2.55% | -3.40% | -4.25% | -6.11% | -8.15% | -10.19% | -18.68% | -24.91% | -31.14% | |
兴业 | 60497 | 16538 | -3.29% | -4.39% | -5.49% | -7.90% | -10.54% | -13.17% | -24.14% | -32.19% | -40.24% | |
民生 | 24255 | 16283 | -1.34% | -1.79% | -2.23% | -3.22% | -4.29% | -5.36% | -9.83% | -13.11% | -16.39% | |
华夏 | 5926 | 4648 | -1.15% | -1.53% | -1.91% | -2.75% | -3.67% | -4.59% | -8.41% | -11.22% | -14.02% | |
浦发 | 24915 | 22811 | -0.98% | -1.31% | -1.64% | -2.36% | -3.15% | -3.93% | -7.21% | -9.61% | -12.01% | |
北京 | 3099 | 7169 | -0.39% | -0.52% | -0.65% | -0.93% | -1.24% | -1.56% | -2.85% | -3.80% | -4.76% | |
南京 | 990 | 1998 | -0.45% | -0.59% | -0.74% | -1.07% | -1.43% | -1.78% | -3.27% | -4.36% | -5.45% | |
宁波 | 390 | 2091 | -0.17% | -0.22% | -0.28% | -0.40% | -0.54% | -0.67% | -1.23% | -1.64% | -2.05% | |
总计 | 589083 | 541546 | -0.98% | -1.31% | -1.63% | -2.35% | -3.13% | -3.92% | -7.18% | -9.57% | -11.97% |